Sunday 29 March 2020

Have You Remitted to PM Cares?


Many worry about survival from attack others post survival economy. For survival stay in & be safe. The cure will come quickly. At rapid speed, various agencies working. For post survival economy worry raising guys. Please note this:
  • Every one of 130 crore Indians to contribute to pm cares relief fund ₹1000/- per person is ₹1.3Lakh crores.  Roughly Equal to govt current package. The govt can use these for post survival relief. It will be the biggest public bailing out an economy. Why don’t u start at least ₹1000 per head donation in your family? I 've given ₹1 lakh now. 
  • Will these 10 points inspire you...?
  1. Affluent ₹1 lakh per head in family
  2. Upper middle class. ₹10 k per person in the family, Middle/ lower middle class. ₹1 k per person
  3. Those low income ₹100 per head
  4. Less privileged receiving govt direct benefit.  Nil
  5. NRIs to double this number based on which state they belong to. 
  6. All CSR funds to go to pm care fund for one year
  7. ₹1 crore from MLA/ mp fund to go to pm care
  8. Those with wealth beyond ₹100 crores to give ₹1 cr per person
  9. All temples/ mosques/ churches to grant liberally 
  10. Ladies/ temples with excess gold to contribute gold liberally 


With this, we may collect more than  2/3 lakh crores. Pvt wealth will bailout. Who said India will fumble to survive? V will win. But start your donation. Are you ready with your cheque?

Dr Durgadoss
Author, Inspirational Speaker & Writer

Friday 13 March 2020

Rajni New Mantra

Rajni? Now I am entering into a debate. I support Rajni as a down to earth man. I am a fan of Rajni. All his movies since Y2000, I used to take at least 100 of my associates from different states, different countries to his movies on the very first day of release.

But I have questions on his New political mantra:
-Winding up party posts post-election. This may not be possible as we have perennial elections.. say center, state, municipality, panchayat, etc. The parties have to win all elections so that they will show strong governance. For that, the party posts have to be in place always in an election mode. Root-cause one-time election for all posts. It should be a 100% participating, voting from home. (To check against new problems) Once election over, no talk on party differences. Modi is fighting for one-time elections. It is elusive)
-Second plan. Youth more than 60% are experienced IAS/ old age etc 40%

It is good the country with more youth is governed by youth. But we are wondering why he at 70 has not pushed young heroes and produced movies? Why is he still wearing youth look at movies? This is bcos he still feels that the Rajni brand is marketable. This is precisely the politicians are doing. The aged persons feel that brand value still exists. ( when Modi said above 75 to retire from active politics, lot of noises were raised) - Third-party head & state head different.

This is fine. But we respect Rajni as an individual. But we need not respect Rajni's selection of cm. the cm candidate should be acceptable to people and not Rajni. Who is his candidate should be declared now, not after elections? When administrative machinery is held by cm, he will not hesitate to consolidate his position at any cost.the history on this is not all that rosy - He says mass movement should come so that he comes in. A great leader builds a wave & ride on it. Just by saying waves should come from an airconditioned room, it will not come. Someone has to work for it. (Modi talked at 100 meetings across India. MGR was benefitted by the wrong strategy of his being thrown out of the party. Kejriwal exploited the Andolan movement to his advantage, CM Annadurai exploited anti-Hindi agitations) A wave is either created by an event or the leader tirelessly working for it.

Is Rajni ready to work for it? What is needed for a change?.., - Rajni should come as a CM by contesting election. How to win he has to strategize. May be following the same system - but once he comes in he should prove what is good clean governance as a live model, then only people will believe. - in a money-driven electoral politics, expecting people to change overnight, it may be a dream on paper. - once come into power corridors, he should rightfully use laws, innovatively use technology to avoid these money based voting and prove that everything goes on clean transparent governance, then people may believe. Seeing is believing. Now people see only false propaganda, money power only winning. They believe that now. If we want to make them believe the alternate model, we need to come first, demonstrate that alternative.

To come in, we should not wait for a changing system, we come within this present framework by strategizing ourselves against the crooks.

Is Rajni's call for revolution is an election strategy? Even if such a revolution does not come as a wave, will he step in?

God bless Rajni!

Sunday 22 December 2019

The Indian Economy

Where are we? Where can v go? How can v go? 



Where are we?
At a time when our economy needs full attention, noise decibels are high on the citizenship Act and NRC. One-Act concerns people coming from three outside countries and the other is still in the drawing boards.

Where can we go?
But we have forgotten our immediate burning issue. How to reach 5 trillion dollars and how do we get back to 7-8% growth.

How can we go? 
We need to look at sustainable growth. Some macroeconomists talk about enhancing deficit financing, putting money into people's pockets and create animal spirits to log in more GDP growth.

The term "animal spirits," popularized by ... Keynes..., is related to consumer or business confidence, but it means more than that. It refers also to the sense of trust we have in each other, our sense of fairness in economic dealings, and our sense of the extent of corruption and bad faith. When animal spirits are on ebb, consumers do not want to spend and businesses do not want to make capital expenditures or hire people...

Animal spirits? That's all Keynes produces to explain basic economics?
If that is the case, then why don't we read biology blogs since economists do not have a model for animal spirits.

Challenge the conventional wisdom today.. out of box thinking the way forward...

If a country or economy fails to invest in technology/productivity increases/resource development/education training so that they lack the expertise or infrastructure to handle economic shocks then the economy WILL go into recession.

For India, we need these- 

  • Just creating a speculative bubble  v should not get into the UPA syndrome of jobless growth
  • We need to take fresh guard as a zero-based budgeting taking start base at 2 trillion dollars and identify new areas of growth. Increasing consumption on existing sectors can be a myth.  For eg., When car demand is globally declining how can we create sustained growth over there?  We need fresh thinking. Like these, each sector needs a fresh zero-based budget reviews 
  • India should not just simply look at domestic demand for logging in 8% growth. We need to expand exports and look at enhancing manufacturing focus with new concepts such as partnership with nations like Japan and go for support manufacturing for them and expand export base dwelling on their shoulders riding on their international product brand equity. 
  • New virgin areas of growth AI, VI, Robotics, Big Data analytics and such other fields where research can bring innovative convergence of information technology and science need to be pushed.  For eg., Why not we create robotics for war zones and avoid human losses in places like Siachen. Such concepts should create new monetizable activities for organizations like ISRO. 
  • Encourage research, maximum patents to come from Indian brains,  innovative research thinking has to go infectious and path-breaking startups should emerge. India does not have one google or amazon or apple-like global corporation. 
  • Stop unwanted discussions and everyone should converge their thinking on one agenda- what can I do towards 5 trillion goal. 
  • Innovative expenditure and resource management thoughts with out of box ideas- offloading govt exp to Pvt brands, monetizing national assets fully, etc. 
  • Fancy noises such as abolish income tax etc should get converted to practical thoughts- how do we move into electric cars quickly, how do we reduce oil reliance, how do we offer productivity increases and lure global manufacturing to India
  • We have plenty on the table to do but we leave all and focus on the debate on unwanted chats. 
  • We have plenty of worries on the table


  1. Can the banks survive the mad credits extended in the past? If not where can the depositors go when deposit insurance mitigates a paltry compensation
  2. The slower growth can not absorb the employable population. How do we address that?
  3. How quickly we get back to 7% level growth? Where do we manage resources for kickstarting such growth? 


To sum up

We have too many worries on the table. Hope the politicians retune their mindsets towards economic debates than vote bank gossips.

God bless India

Drdd

Saturday 21 September 2019

My Speech to Businessmen of Small Medium sector in UAE

This was a conference with businessmen of small medium sector in UAE. I fondly recall Sri Ramamurthi, group CEO, Bank of Baroda, Dubai who introduced me as a speaker who can retain the attention of audience even if the session is just before lunch. Nice words from a nice gentlemen. I fondly addressed the gathering as a failed entrepreneur. The session created a wave of goodwill, as anything spoken from heart than head appeals to the hearts of people instantaneously. 
- i have no hesitation in documenting my failure in the public domain as it is not a failure but a learning curve. Many wonder when i rattle the quotes every day, whether it is a Gyan just floated in air. No, they are the outcome of takeaways from my failures as well.



Dr.DD's speech at Ritz-Carlton at IBPC Dubai.
Date: 23th Feb 2013

Speech transcript...
"Respected Chairman, IBPC members, Distinguished Dignitaries & Friends.

At the outset, I thank the organizers for giving me this wonderful opportunity of interacting with all of you, entrepreneurs.
A calm sea never produces a skillful mariner. Navigating on shallow water near the shore without exploring the sea is a sin. Not taking a risk in our life is a sin in my opinion.

I salute all of you – the risk takers who focus on “value addition” than just “validation”.  As value creators, I consider you as the creamy layer of the society. SME business is the backbone of any economy.

Well, given my time slot, I do not have the liberty of extending my vocal skills on exchange of pleasantries. Hence, let me take you to my topic – ‘Failure is an option, but fear is not’ – An entrepreneurial perspective.

There is a saying that for a 3 hour talk you can prepare in 30 minutes and for a 3 minute talk you have to prepare for 30 hours. But I have not come here with any prepared script. Today I decided to speak from my heart than from my head. It will be more of my experience & emotions than structured/research reports.

Three issues I intending touching upon –
  •  The fragile economic world & the competitive landscape
  •  The willingness to embrace failures
  •  My personal experience as an entrepreneur

Let us take each one by one ….

1). The Fragile economic world today

Every day we hear about declining GDPs/growing unemployment and so on. I do not want to repeat them here … let me tell you a story …

‘Year 2008, It was a beach town in the Caribbean islands. One day a rich tourist walked into a hotel. The whole town was deserted. These were bad times. Everyone was in debt.
The guest pays 100 US$ to the hotel manager. He told the manager that he will go up and see the room and come back.

The hotel manager uses this 100 USD to pay the past debt to the butcher. The butcher in turn pays his debt to the sheep grower. He in turn pays back his debt to the fuel supplier. The fuel supplier in turn pays back the 100 USD to the same hotel to settle his old debt.

Mean while the tourist comes back. He did not like the room. He took back the 100 USD not and walked out.

No one earned anything. But everyone was out of debt. Everyone’s credit limit revived. The end result of all these fancy method is the great recession. A rocking horse keeps moving but does not progress. Every economy thought that it was growing but in reality there was only ‘motion’ and not ‘progresses’.

The epicenter of all these was in United States and tremor was felt all around – economic chaos all around.

We went through series of changes in economic themes –

Growth Growth
Growth first, Austerity next
Austerity First, Growth Next
Austerity Austerity
Growth with Austerity

Growth & Austerity are oxymorons.  Today we have two contrasting forces pulling us in different directions
  • Debt contraction compulsions.
  • Refusal to accept sacrifices on the part of people.

Developed nations are not able to force sacrifice on people, hence they soft peddle the debt contraction option. They take new debt and repay old debt. The nations are rolling over their finances. They are just elongating the detonating wires and delay the blast than diffuse the blast.

The other day an SME sector businessman was telling me that his financiers are telling him that he was over leveraged. While the Debt to GDP leverage ratio of nations are near 100%, he complained that his financiers advise him to deleverage – this is strange paradox.

This is the fragile economic world today. We are living in troubled times. But we can not complain. The role of entrepreneurship is pronounced more in these troubled times. We need more entrepreneurs, more risk takers – But we should not be afraid of failures.  Now we came to the second issue ‘Embrace Failures’ ….

2). Embrace failures …

You might have heard of the stories of achievers from motivational Gurus. Abraham Lincoln, Thomas Alva Edison, Sir C.V.Raman – all of them achieved after fighting innumerable battles. I will not address these again as you might be already familiar.

I will narrate the story of an SME sector businessman in USA.

A business execute was in deep debt and could see no way out. He sat on a park wondering what to do. Suddenly an old man appeared, listened to him and said ‘I can help you. Take this money, meet me exactly one year at the same place. You can pay me back at that time’.

He gave a cheque 5 million USD signed by Jhon D.Rock Feller, the richest oil magnet of that time.

The executive instead of using the cheque kept it in his safe and started with renewed optimism At the back of the mind the 5 million USD was giving comfort to him. Slowly he came out if his debt, while the cheque was lying in his safe. 

Exactly one year later he went back to the park. The old man appeared. Just before handing over his cheque, a hospital nurse came running, she said, ‘good I caught him. I hope he is not bothering you. He goes on telling people that he is Jhon D.Rock Feller. He is actually a patient of our hospital’.

The executive was stunned. He realized it was not the real but imaginary money that gave him the courage, that courage made all the difference, Humility in success and courage in failure is what we have to follow. Failure is an option, but fear is not!

3). Preacher or Practitioner ….

Now we come to the third issue. It is always easy to preach than practice. Ronald Regan one said – ‘When your neighbor loses the job you call it a normal business cycle, but when you lose your job you call it a great depression’.

Similarly a question may arise in your mind whether I have ever faced a failure – Am I talking here as a preacher or a practitioner of entrepreneurship. The question is valid. Here is my story …

Life was a smooth ride for me, nice things were happening at a right times. During this easy phase, I was also not an exception that hits everyone, yes; I am talking about the entrepreneurial bug. Your life is successful; you have spent a decent time on other’s business expansion. Why not we do ourselves! This bug also hit me. Success is lousy teacher; it seduces the smart people to think that they can never go wrong.  If you are successful in one area, you tend to think you will be successful in all areas. The tail wing was taking me to the dizzy heights with no exposure to failures. Ego is an anesthetic that deadens the pain of stupidity. Repository of ego base started setting into my system slowly. I was feeling that the bottom is overcrowded; therefore I should reach the top quickly.

Then came the sudden wind that twisted the whole picture, a wave of macroeconomic changes, led me to face the jaws of my first defeat on my first entrepreneurial move.

The people who betted on me departed, the friends who invested with me turned into vociferous foes, the illustrious personalities on my board who voluntarily annexed themselves with me, resigned from the board immediately at the first sight of the problems in my business model. Suddenly I saw chaos around me. I started getting so many free advices. No one had time to go into the process of “why the failure”, but everyone looked at the outcome and not the process. I realized the world rewards the end and not the means. The world recognizes the performance and not the passion.

Getting back to the MNC corporate main stream was as a problem, as they do not take the executives who take entrepreneurship, seriously. The question that crossed my mind was – How do we handle failures, miseries and manage success or happiness? Success is your friend, failure is your teacher, I thought. Excess happiness syndrome and the lack of exposure to failure daunted me, tested me.

I had two options – “Brood over, Get frustrated and perish” or “Accept the realities, identify my USP and understand to recreate myself”.

I opted for the second one, I could not revive the unit or invest in that unit I could not get back to my plum job in a MNC – hence I took up a reasonable position in a relatively small corporate belonging to a Board of Director of my failed company.

The Board of Director who took a risk on me at this bad phase is a UAE based Businessman to whom I will ever be grateful. In Ten years I could do my doctorate, establish our corporate brand strongly in the market and stand in front of you with the wisdom gained, in the form of the book “A Saint in the Boardroom” Every pain has a gain, you see. Have you every failed in your life? If not, I invite you to taste the thrills of the failure. I guarantee you; you will become a balanced personality with abundant wisdom. Success tells you what you are; Failure tells you who you are. Failure is an option, while fear in not. Folks, it does not matter what happens to you in life, but what you do when something happens is the key.

Having staked my claim of being a Practioner of entrepreneurship, now I take you to my concluding session –Concluding Remarks

We can control a process/strategy but can not control the outcome. Failures may erupt we need to fight it out. The champions are not made in the gym but are made in the inner walls of the chambers of your soul. You are fighting the greatest wars in the silent chambers of your soul. Fight it out ….

Life may crown you or crucify you on a cross…

Chase your passion but learn to face the outcome of whatever nature. Focus on the roots and not on fruits. Failure will teach you great lessons. Don’t shy away from failures in your entrepreneurial role. Never give up – stay hungry, stay positive, grow your risk appetite. Convert your inner sparks into fames of achievement. Continue to build entrepreneurial spirits into the societal DNA.

Finally, again, I invite you to taste the thrills of failure. I guarantee you that eventually you will win!
-          Good Luck!!"

Thursday 19 September 2019

My Speech at Annamalai University - drdd

Dear well- wishers,

Here is my Speech at Annamalai University, Tamil Nadu. Topic - Convert the Sparks of possibilities into Flames of Achievements

Some portion of my speech as a chief guest at Annamalai university commerce dept which received a standing ovation this week. People appreciate when we link the speech to the personal experiences than text book experiences, I realized. 

Just shared with u as I always believe in sharing good things with my well-wishers.

Here is this extract -
“You may ask me v r used to listening to great people’s story. But we are
ordinary people. 
No every one is a specialty. Only yr attitude determines your altitude. I give my own example since u may prefer live examples:

  - I proudly declare in any forum i am a product of a rural town Mayiladuthurai. My father was a humble teacher. நேர்மையும் ,நம்பிக்கையும், கடவுள் 
பக்தியுமே என் தந்தை எனக்கு அளித்த 
அழிக்க முடியாத அசைவில்லா சொத்து. அனுபவத்தால் உணரவேண்டிய ஒன்றை..., 
ஆயிரம் தத்துவ ஞானிகளாலும் உணரவைக்க முடியாது.மூக்கு பிடித்து மலை பல கடந்து 
முனிவர் பலர் பெற்ற தத்துவத்தை, ஒட்டியும் 
ஒட்டாமலே வாழ்ந்த வாழ்க்கையால் எனக்கு கற்று தந்தவள் என் தாய்

- I read at Tamil medium since our school where my father was a teacher did not have English medium. I studied my BCom in madras university but from same rural town. Even though v study college in English medium v speak in Tamil between friends there. I studied my ca from another rural town Thanjavur. I did not want to spend money of my father given our position. But i never wanted  my father to feel the stigma of not being able to educate me in popular branded schools. I just spent 700 rs for ca and 500 rs for college. I told my father that coming top rank will negate my not being taught at public schools/ branded schools. 

   I came in the top ranking my school, went on to rank no 3 in the whole of madras university amongst 12000 students. I was amongst the top 20 all India rank holders in ca and top rank 1 in all India in post graduate in mg accountancy of ca. All from rural background with no  expense To my father. 

But he taught me “ try to reach the moon but be happy even if u reach the tree top. Courage in a crisis and calmness in success are the mantras he taught me”

   In graduation only top three rank holders will be called for graduation in those days as madras university had more than 125 colleges across Tamil Nadu. While i went for convocation due to my top rank, my batchmate of the same year from chemistry division who did not make  even within top 25, later became the most powerful woman on the planet. She went to USA after her graduation/ IIMC. That is a history. She is none other than indra nooyee for you. Now i never can blame it to my bad luck or my father’s fault of not sending me abroad. But  both my daughters went to Stanford/ Harvard/ Kellog business school today. They always tell me everyday “ dad, you should have come to usa at a young age. You would have reached the highest altitude” but i have no regrets. What i could not do i could make my daughters do. 

When I came to the city of madras after my CA, the first interview of mine was at MNC Unilever. There was a group discussion on “ role of Russians in Afghanistan” 
I knew quality stuff. But due to my inability to communicate fluently in English,  I lost to Doon school & Lvodale guys. They were short in substance but strong in english communication. I started with my first failure even after top ranks but due to rural background. 

  I never gave up. I decided to take my first job in Mumbai. Bought “ write better & speak better” book from readers digest. Deliberately moved in the company of IITs & IIMs. In two years i could get over my initial disadvantage. 

 Today when i sign in literary festivals in Dubai, i do see my Doon school friends getting autographed on my book. One Englishman standing in a queue to get my signature in my book which he bought,  asked me” oh, 1 lakh words in your book. How come u write this English when as an Englishman I struggle!”

   I went closer to his ears and said "sir, you listen to more surprise. I studied my schooling at tamil medium from a rural town in south india. Even today i think in tamil first and then convert to english. I am a proud rural product."

Count your blessings, not your curses. Convert the sparks of  “possibilities” in you into flames of “ achievements”

  I am just sharing this not boasting but for boosting the confidence of those who feel they r under- achievers.  

I make sure i see only share positvity and share only positive aspects on the public domain. The negative feelings do cross at times. But i prefer to deal with it at my own level and try to kill such negative feelings with spritual support all alone. 

God bless u all
Drdd

Wednesday 11 September 2019

#Auto sector in first gear.. How do accelerate? A micro approach

Issue today:


The macro economists are debating whether the decline in auto sales is due to cyclical or structural. 
- Unlike macro economists, being a corporate guy i would like a micro approach 
- whenever controls come in,industry ask for the govt to stay away from intrusion. But whenever  demand slump comes in, the industry wants the govt to grant fiscal reliefs. 
- Today the  demand for passenger cars have declined with entry level cars suffering most. But two wheeler (https://www.statista.com/statistics/318023/two-wheeler-sales-in-india/
- three wheelers (Hi-export here) are growing. (https://www.google.co.uk/amp/s/www.financialexpress.com/industry/auto-sales-on-track-3-wheelers-buck-the-trend-with-24-growth-in-fy-19/1546806/lite/)
- truck sales in Aug is showing a decline but until march it was fine. 
- Second hand car market is increasing
https://www.google.co.uk/amp/s/www.livemint.com/auto-news/why-the-second-hand-car-market-is-seeing-a-boom/amp-1557940318102.html

A micro approach  to strategy from a firm’s point of view
- As a strategy on a micro approach from a firm’s  point of view( without blaming govt) they have to explore these 

          - Are their  vehicle segment declining?
          - A drill down of demand age wise/ income wise/ urban rural wise/ institution demand pattern can tell us the exact pain points 
    
- If the pain points r out and see whether domestic  demand is declining due to the structural changes say it may be.. Uber/ Metro/ better Railway facilities have changed the mindset of people to own cars, or the speculative gains of real estate sector off or black money parking off etc in the case of trucks waiting time at toll gates less due to GST or liquidity of NBFC affecting finance availability etc
         
  - whether export growth is possible
  - can there be price sensitive demand growth
  - if not then can we lease partial facility to global players having firm export markets
  - can we convert part of the facility into ancillary component making for global players with hi export market
  - can we convert part of facility into a defense  component manufacturing facility to reduce the idle capacity?
  - can we quickly amend our facility to make electric cars with minimum investments? If so how? How soon? 


Macro policy changes

After that we go to go to govt for macro policy changes- 
- GST drop 
- Govt announcing capital subsidy for all vehicles above 20 years/ 15 years/ 10 years , who convert their vehicle into electric vehicle or environment friendly vehicle or atleast a dual oil and EV type?

- Govt may introduce phasing of the old vehicles first year capital subsidy for all govt vehicles, second year taxis and third year onward public and in 5 years > 20 year old goes off into EV. This can give a guaranteed demand of EVS to auto industry. Govt can also explore environment Cess to fund the transition to EVS with capital subsidies


To sum up

The govt can not solve all the industry problems. The industry has to strategically plan itself with a micro approach first. The govt can not go back to create jobless growth by once again creating speculative gains in the market such as real estate etc. It has to bring in genuine growth in the gdp. That means we should be prepared to accept a shake out in the economy. The govt can at best help a soft landing via fiscal concessions, capital subsidies for change over to environment friendly methods and so on. 

God bless india in its bumpy ride towards 5 trillion $. Drdd

Thursday 23 May 2019

Grand Launch of The Shackles of the Warrior


R.Nataraj, I.P.S, Rtd.DGP, MLA, Mylapore Constituency launched the Book “The Shackles of the Warrior விதியின் சிறையில் மாவீரன்” of Dr.R.Durgadoss (Dr.DD).

விதியின் சிறையில் மாவீரன் இதோ உங்களோடு- " எளிதில் வாங்க ஆன்லைன் முகவரி இங்கே-

Printed Book
1. Amazon https://www.amazon.in/dp/9351350177?ref=myi_title_dp 2. Flipkart https://www.flipkart.com/vidhiyin-siraiyil-maaveeran/p/itmfghb5rktybmqx?pid=9789351350170 3. NHM Online https://www.nhm.in/shop/9789351350170.html 4. Dial for Books - DFB Phone Order போன் மூலம் வாங்க: டயல் ஃபார் புக்ஸ் | 044 49595818 | 9445901234 | 9500045609 (Paytm Available) | (டயல்ஃபார்புக்ஸை அழைத்தால், கால் டைவர்ட் ஆகி, ரிங் சத்தம் கேட்கும்வரை காத்திருக்கவும்).

Saturday 6 April 2019

Valedictory Speech: Convert the Sparks of possibilities into Flames of Achievements

Dear well- wishers,

Some portion of my speech as a chief guest at Annamalai university commerce dept which received a standing ovation this week. People appreciate when we link the speech to the personal experiences than text book experiences, I realized. 

Just shared with u as I always believe in sharing good things with my well-wishers.

Here is this extract -
“You may ask me v r used to listening to great people’s story. But we are
ordinary people. 
No every one is a specialty. Only yr attitude determines your altitude. I give my own example since u may prefer live examples:

  - I proudly declare in any forum i am a product of a rural town Mayiladuthurai. My father was a humble teacher. நேர்மையும் ,நம்பிக்கையும், கடவுள் 
பக்தியுமே என் தந்தை எனக்கு அளித்த 
அழிக்க முடியாத அசைவில்லா சொத்து. அனுபவத்தால் உணரவேண்டிய ஒன்றை..., 
ஆயிரம் தத்துவ ஞானிகளாலும் உணரவைக்க முடியாது.மூக்கு பிடித்து மலை பல கடந்து 
முனிவர் பலர் பெற்ற தத்துவத்தை, ஒட்டியும் 
ஒட்டாமலே வாழ்ந்த வாழ்க்கையால் எனக்கு கற்று தந்தவள் என் தாய்

- I read at Tamil medium since our school where my father was a teacher did not have English medium. I studied my BCom in madras university but from same rural town. Even though v study college in English medium v speak in Tamil between friends there. I studied my ca from another rural town Thanjavur. I did not want to spend money of my father given our position. But i never wanted  my father to feel the stigma of not being able to educate me in popular branded schools. I just spent 700 rs for ca and 500 rs for college. I told my father that coming top rank will negate my not being taught at public schools/ branded schools. 

   I came in the top ranking my school, went on to rank no 3 in the whole of madras university amongst 12000 students. I was amongst the top 20 all India rank holders in ca and top rank 1 in all India in post graduate in mg accountancy of ca. All from rural background with no  expense To my father. 

But he taught me “ try to reach the moon but be happy even if u reach the tree top. Courage in a crisis and calmness in success are the mantras he taught me”

   In graduation only top three rank holders will be called for graduation in those days as madras university had more than 125 colleges across Tamil Nadu. While i went for convocation due to my top rank, my batchmate of the same year from chemistry division who did not make  even within top 25, later became the most powerful woman on the planet. She went to USA after her graduation/ IIMC. That is a history. She is none other than indra nooyee for you. Now i never can blame it to my bad luck or my father’s fault of not sending me abroad. But  both my daughters went to Stanford/ Harvard/ Kellog business school today. They always tell me everyday “ dad, you should have come to usa at a young age. You would have reached the highest altitude” but i have no regrets. What i could not do i could make my daughters do. 

When I came to the city of madras after my CA, the first interview of mine was at MNC Unilever. There was a group discussion on “ role of Russians in Afghanistan” 
I knew quality stuff. But due to my inability to communicate fluently in English,  I lost to Doon school & Lvodale guys. They were short in substance but strong in english communication. I started with my first failure even after top ranks but due to rural background. 

  I never gave up. I decided to take my first job in Mumbai. Bought “ write better & speak better” book from readers digest. Deliberately moved in the company of IITs & IIMs. In two years i could get over my initial disadvantage. 

 Today when i sign in literary festivals in Dubai, i do see my Doon school friends getting autographed on my book. One Englishman standing in a queue to get my signature in my book which he bought,  asked me” oh, 1 lakh words in your book. How come u write this English when as an Englishman I struggle!”

   I went closer to his ears and said "sir, you listen to more surprise. I studied my schooling at tamil medium from a rural town in south india. Even today i think in tamil first and then convert to english. I am a proud rural product."

Count your blessings, not your curses. Convert the sparks of  “possibilities” in you into flames of “ achievements”

  I am just sharing this not boasting but for boosting the confidence of those who feel they r under- achievers.  

I make sure i see only share positvity and share only positive aspects on the public domain. The negative feelings do cross at times. But i prefer to deal with it at my own level and try to kill such negative feelings with spritual support all alone. 

God bless u all
Drdd

Wednesday 6 February 2019

You see only what you want to see


One day a wealthy person took his son on a trip to the country side to let him see how poor country people lived. They stayed one full day and night in the house of a humble farmer. At the end of the trip father asked his son-
“What did you think of the trip? Did you notice how poor they are?”
The son replied-
“I learned we have one dog in our house and they have four. We have a fountain in our garden, but they have a stream that has no end. We have imported lamps in our garden, whereas they have stars! Our garden goes to the edge of our property, while they have the entire horizon as their backyard!”
He concluded- “ thank you dad for showing me how poor we really are”.
All depends on the lens that we use to see our life?
Have a lens that fits your eyes.

God bless. 

Drdd

Tuesday 29 January 2019

Conviction or Compromise?


Many a time, I have had to say ‘Yes’ when the need is to say ‘No’! I have had to make such compromises as part of my daily routine. I cannot be ruthless in getting things done. If I need to achieve results, I also need to compromise, cajole people to walk along with me. The art of taking people along with you is the art of management. This calls for making regular compromises in the corporate world. After all, popular sayings such as George Herbert’s ‘A lean compromise is better than a law suit’ is one such. Also the one that says, ‘The swift wind of compromise is a lot better than the sudden jolt’, support my view.
In the words of E.E.White, ‘I arise in the morning between a desire to improve the world and a desire to enjoy the world. This makes it hard to plan the day’.
I am faced with the confusion, Conviction or Compromise?
People feel that by going to temples and purely by performing religious rites they can attain communion with God. But spirituality truly lies in being devoted to your duty, your work, to be content and above all, being true to yourself and to all the other people who have faith in you. One who has the courage to be honest and positive under adverse circumstances is truly spiritual”, says music maestro Jagjit Singh, Padma Bhushan and Sahitya Kala Academy Award winner.
The mind is restless, forceful and strong, it is more difficult to control the mind than the wind.
Bhagwat Gita says, ‘You have the right to do your duty. Don’t think that you can create the benefits of duty. Don’t seek happiness in not doing your duty’.
While performing your duty, do not try to do something for others, because you want them to do certain favors to you. The easiest trap in the world is to begin to renegotiate your principles just a little bit to pay back a friend or do something nice for someone, who has done something nice to you.
Conviction is the conscience of the mind. Mahatma Gandhi  had once said that it is worthless unless it is converted into Conduct. A ‘No’ uttered with deep conviction is better than a ‘Yes’ merely uttered just to please someone or worse to avoid trouble.
We should never for the sake of peace and quietness of mind, deny our conviction. Always remember that the height of your accomplishment will equal the depth of your convictions (William F. Scolavino).
If you stand, stand. If you sit, sit. But, do not wobble (Zen Master Umman). Be absolutely clear about who you are and what you stand for. Refuse to make petty compromises.
Great leaders made choices that were self-consistent and those that brought them fulfillment. They may not make popular choices, but they always follow their inner conviction.
Courage and conviction are the powerful weapons. It will be sweeter if you hear about your convictions through other’s lips.


God bless


Drdd

Tuesday 22 January 2019

Cut-throatness is emerging as smartness today...


In our own corporate world, we have to show quarterly growth, irrespective of constraints. Then we tend to pursue victory at any cost. Recently, I was surprised to read the results of a survey.
The question was: ‘When no one is watching and you find a suitcase with a million rupees on the road, what will you do?’ Majority of the respondents said they will silently take the money with them. However when the same question was slightly twisted with a new condition being that there is 25% chance that someone is watching you - the majority of them answered that they would report the case to the police.
We can see from this that people do not want to be clean on their own. They do not mind in diluting their values when they know that they will not be caught red-handed. This kind of cut-throat behavior is viewed as smartness today. Ethics is what you do when no one is watching. However, today when no one is watching, wr try to exploit the situation. This is emerging as the new mantra. No more do people hesitate to make money by machinations that ensure they will not be caught. The situation is very unfortunate.

Let me tell you a few stories on this subject ..

-An industrialist who was on his death bed, called his sons and said he would divide the property he owned between the two of them. However, he wanted the liquid cash (money) that he had earned to come with him. Hence, he requested each of his sons to deposit Rupees one hundred thousand along with his body. After the old man’s death, his elder son returned from the burial ground saying he had made a mistake by only placing Rupees ten thousand in his father’s grave as he thought his father would not be able to count anymore. On the other hand, the younger son said he would never ever cheat his father dead or alive and had left behind a cheque for one hundred thousand rupees in his father’s grave, as had been requested.
Do you realize that the younger son is not exactly straight as it may seem. He has kept his promise only because he knows that the dead man would never visit the bank to present the cheque! In today’s world, if you see, most of us tend to behave like the second son and then go around calling ourselves straight. This in my opinion is cut-throat behavior.

-Let me tell you another interesting story. A village once initiated a milk collection drive for its poor children. It was agreed that before daybreak every family in the village would contribute a glass of fresh milk to the collection. One villager thought that since the whole village is to contribute, it would do no harm if he put in water instead of milk. Nobody would find out and they would have collected enough milk from others anyway whereas he would have more for his family. In the darkness of early next morning the villagers poured their contributions into a common container. At the appointed time when the container was opened in the presence of all the villagers it was filled to the brim. But guess with what! WATER! So, Arjun, are you like the villagers? Would you like to live in a village where you have such neighbors? Irresponsible people are most interested in individual profits than individual responsibility.
Now, where do we go from here? This is the kind of success that we enjoy. This is the reality. In the words of Ayn Rand, ‘You can avoid reality, but you cannot avoid the consequences of reality.’ We are in a race between co-operation and catastrophe and the threat is overrunning our response (Sam Nonn). If we respect each of our stakeholders, then we will be operating in a fair manner. Cut-throat behavior is clearly nothing but winning through unfair means, while real smartness is winning through fair and just means. We should demonstrate conviction towards our value framework, instead of compromising on our priorities just for attaining victories.

Be smart but a cut-throat.,. Stay blessed


Drdd